ATM Virtual, Inc. Terms and Conditions

By joining any of the ATM Virtual, Inc. sites, you acknowledge that you have read and agree to these terms and conditions. Please read them carefully. By purchasing a Membership to this site, you become a Subscriber and agree to be bound by these Terms and Conditions (the "Agreement"). This agreement is subject to change by ATM Virtual, Inc. at any time, and changes are effective without notice upon each Subscriber.

Unless and until this agreement is cancelled in accordance with the terms hereof, Subscriber hereby authorizes Paycom.net or 365 Billing to charge the Subscriber's credit card (or other approved facility) to pay for the ongoing cost of membership. Subscriber hereby further authorizes Paycom.net or 365 Billing to charge the Subscriber's credit card (or other approved facility) for any and all purchases of products, services, and entertainment provided by this site.

Your Membership, username and password (login), may not be assigned or transferred to any other person or entity. The Subscriber must promptly inform ATM Virtual, Inc. of any apparent breach of security, such as loss, theft, or unauthorized disclosure or use of a username or password. Unauthorized use of a username or password will result in the password being disabled. Until the membership is cancelled and the Subscriber has received an E-mail confirmation of cancellation, the Subscriber will remain liable for any unauthorized use of the Service.

Subscription to the Service may be terminated at any time, and without cause, by either Paycom.net, this site or the Subscriber via email. Cancellation can also be made by calling Paycom customer service. Subscribers are liable for charges incurred by them until the Subscriber has received an E-mail confirmation of termination of service. Disputes by Subscriber regarding date and time of cancellation will be verified ONLY by the E-mail confirmation of termination of service. Subscriber is responsible for retaining a copy of his/her E-mail confirmation of termination of service.

Memberships to this site are provided for personal, non-commerical use by customers of the Site. As customers, visitors to this site hereby granted a single copy license to download (on a single computer only) or print copies of any of the information found on this site for personal, non-commercial use only. Commercial use of this site, or any material located on it, is strictly prohibited. In addition, you may not modify any of the materials found on this site; use them for any public display, performance, sale or rental; remove, modify or alter any copyright or other proprietary notice, or trademarks therefrom; or transfer any material located on this site to any other person without express written permission.

The subscriber is responsible for paying periodic subscription fees according to the then-current terms of this site. For trial, monthly, and multi-monthly subscriptions, subscription fees are automatically renewed at the end of the original term selected at the price specified for that term, unless notice is received from the Subscriber prior to renewal. All trial and One Month memberships shall renew at the normal One Month membership rate. All Four Month memberships shall not renew. Your credit card will be billed by: Paycom.net or 365 Billing

Paycom.net and this site reserve the right to terminate this license at any time if you breach the terms of this agreement, in which case you will be obligated to immediately destroy any information downloaded, printed or otherwise copied from this site.

Access to and use of this Site is through a combination of a username and a password (login). Each Subscriber must keep his or her login strictly confidential. For security reasons, this site will not release passwords for any reason, to anyone other than the Subscriber, except as may be specifically required by law or court order. Unauthorized access to this site is a breach of this Agreement and a violation of law. Sufficient daily thresholds are in place for normal daily access. Download managers are not allowed and will trigger the daily thresholds resulting in temporary disabling of the password.

Bookmarking to a page on this site whereby the Warning page(s) and/or terms and conditions are by-passed shall constitute an implicit acceptance of the terms and conditions herein and an explicit acknowledgement of age of majority.

If this site enables Subscribers to share information with other Subscribers, Subscribers agree not to submit, publish, or display on the Service any defamatory, inaccurate, abusive, threatening, racially offensive, or illegal material. Transmission of such material that violates any federal, state, or local law, is prohibited and is a breach of this Agreement. Subscribers agree not to engage in advertising to, or solicitation of other Subscribers to buy or sell any products or services through this site without prior written consent. Subscribers are responsible for information they send, or display through this site even if a claim should arise after termination of service. All messages shall be deemed to be readily accessible to the general public. Do not use this site for any communication for which the sender intends only the sender and the intended recipient(s) to read. Notice is hereby given that all messages entered into this Site can and may be read by the operators of this site, whether or not they are the intended recipient(s).

The subscriber hereby warrants and represents that he or she is over the age of 18 (21 in AL, MS, NE, and WY), and in all respects is qualified and competent to enter into this agreement.

For billing questions or to cancel your membership, please visit http://www.billingsupport.com. For or technical support, please send an email admin at atmvirtual.com from prompt service.